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Finance Analysis and Management

ISSN Print:2707-482X
ISSN Online:2707-4838
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中小企业融资难问题探析

On the financing difficulty of small and medium-sized enterprises

Finance Analysis and Management / 2020,2(1): 26-32 / 2020-05-07 look2372 look3806
  • Authors: 高文宣
  • Information:
    河南工业大学,郑州
  • Keywords:
    Small and medium-sized enterprises; Mortgage loan; Financing bottleneck; Countermeasures
    中小企业; 抵押贷款; 融资瓶颈; 对策
  • Abstract: Small and medium-sized enterprises are one of the important pillars of China's national economic development, and also create most of the employment opportunities. However, the difficulty of financing has always been a "bottleneck" problem that plagues the development of small and medium-sized enterprises in China. As long as the State encourages the commercial banks to support the financing of small and medium-sized enterprises in terms of policies, and the commercial banks creatively open loan channels, the small and medium-sized enterprises strengthen their own conditions and strengthen information communication with the banks, this problem can be alleviated. Based on the financing bottleneck of small and medium- sized enterprises, this paper discusses the countermeasures to break through the financing bottleneck. 中小企业是我国国民经济发展的重要支柱之一,也创造了大部分的就 业机会,但是融资难一直是困扰我国中小企业发展的一个“瓶颈”问题。只要 国家在政策上鼓励商业银行支持中小企业融资,同时商业银行通过创造性开通 贷款通道,中小企业强化自身条件并加强与银行进行信息沟通,这个问题可以 缓解。本文结合中小企业融资“瓶颈”问题,研讨其突破融资“瓶颈”的对策 措施。
  • DOI: https://doi.org/10.35534/fam.0201005c
  • Cite: 高文宣.中小企业融资难问题探析[J].金融分析与管理,2020,2(1):26-32.
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