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浅论新形势下我国保险业的分类监管制度

On the classification regulation system of insurance industry in China under the new situation

Finance and Economics Focusing / 2019,1(1): 25-32 / 2019-12-09 823 788

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• Authors: 刘海峰     
• Information:

  武汉商学院，武汉

• Keywords: Insurance; Classified supervision; The operation and management 保险；分类监管；经营管理
• Abstract: The implementation of the classification supervision system of the insurance industry has a far-reaching impact on the Chinese insurance industry, which further enhances the importance of risk management of insurance enterprises, deepens the connotation and significance of enterprise value management, and is both an opportunity and a challenge for insurance enterprises. This paper introduces the historical evolution and implementation significance of the classified supervision system of the insurance industry. The author gives positive thoughts on how to improve the enterprise operation and management of property insurance companies under the classified supervision system, and puts forward Suggestions on measures to ensure solvency, improve corporate governance, strengthen internal control and compliance management, and improve comprehensive management ability. 保险业分类监管制度的实施对于中国保险业有着深远的影响，进一步提高了保险企业对风险管理的重视程度，深化了企业价值管理的内涵和意义， 对保险企业来说既是机遇也是挑战。本文介绍了保险业分类监管制度的历史沿革和实施意义，笔者对分类监管制度下财险公司如何改善企业经营管理进行了积极思考，提出了保证偿付能力、完善公司治理、强化内控合规经营、提升综合管理能力等措施建议。
• DOI: https://doi.org/10.35534/fef.0101004c
• Cite: 刘海峰．浅论新形势下我国保险业的分类监管制度［J］．财经聚焦，2019，1（1）：25-32．